Reference

Open the legal terms for 4th

Here are the terms that shape your account use on 4th. If local law allows access in your area, this page explains what we collect, how we use…

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4th Open the legal terms for 4th
CONTACT PATHS

Switch to support for legal requests

We check chat, email and the contact form throughout the day, and urgent account-block or correction requests are routed first.

Live chat Open chat from your account area when you need a quick read on legal text, access rules or a correction request. Keep your registered number ready so we can match the record fast.
Email Use email for name, address or payment-source changes, or for a written copy of the current terms. We reply with the next step and tell you whether any document is needed.
Contact form The form helps when you want us to log a data request, a region check or a notice about a blocked feature. Add the exact detail you want changed so we can route it cleanly.
DATA CARE

Browse legal controls and record care

We handle legal data with plain controls: only the details needed for access, payments and support are collected, and we limit use to the purpose shown in the account flow.

Data use

We collect only the details needed for account access, payment handling, identity checks and support. Those records stay tied to the purpose you see in the account flow, not to unrelated use.

Cookies

Session cookies keep you signed in, remember language and detect odd access patterns. If you clear them, you may need to sign in again and reset the choices stored in the browser.

Account security

Your password, phone access and device privacy matter. We may pause access after a suspicious login, then ask you to confirm the device or number before we restore control.

Record retention

Account, payment and support records stay only as long as needed for operations, dispute handling and legal duties. After that, we delete or anonymise them under the rule that applies.

Change requests

If your name, phone number or payment detail changes, send the exact field and the new value through chat or email. We confirm what can update right away and what needs proof.

Access checks

If a legal term blocks a feature in your region, contact us and we will explain the reason, the available path and any document we need next under local law.

Open common legal questions

These are the questions we get most when you check the legal page from India. We keep the answers focused on access, data use, retention and the path for corrections, so you can move through the page without guessing which rule applies. If a local law or bank rule changes, we update the text here and route any request through support. The answer you see here is the one that applies now.

Yes. Send the request through chat or email and we will share the record we can lawfully provide. We may ask you to confirm your account details before anything leaves our system.

Access depends on local law and on any state, territory or bank rule that applies to your account. If a rule blocks a feature, we keep it closed until the rule changes.

Cookies help us keep you signed in, remember basic settings and spot unusual logins. You can clear them in your browser, though you may need to sign in again after that.

Send the exact correction through support and include the field you want changed. We will confirm what can update at once and what needs a document check before we move it.

We keep account, payment and support records only as long as needed for operations, dispute handling and legal duties. After that, we delete or anonymise them under the rule that applies.

The request should come from the account holder or from a person we can verify as authorised under local law. We may ask for proof before we change anything.

If you continue using the account after an update, the latest text applies. If you do not agree, stop using the account and contact support for the next step.

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